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Joined 1 year ago
Cake day: September 20th, 2025
  • I will say, as is alluded by discussion further on, there is a big lean from many toward Visa debit because it uses existing funds. Most I know who are working and even a few not working maintain credit cards however.

    Or BNPL; I actually prefer it because there’s no maintaining credit fees and I can maintain it well enough.

    It really depends on which Australia you qualify in. I’m in the B team so credit offerings aren’t something I’m really a part of, aside from BNPL. Many Aussies who ‘own’ homes run most of their lives through credit cards and home loan equity.